Make Delaware’s Combined Campaign for Justice Part of Your Legacy
When you remember the Combined Campaign for Justice (CCJ) in your will or other estate plans, you leave a legacy gift that will support the civil legal needs of vulnerable people in Delaware for generations to come. It’s a gift that reflects your most deeply held values. The CCJ Endowment Fund has been established at the Delaware Community Foundation which will invest the principal and pay out the investment income annually to help support the work of Delaware’s three civil legal aid agencies.
Join the CCJ Equal Justice Society
By making a legacy gift to the CCJ Endowment Fund at the Delaware Community Foundation, you also become a member of the CCJ Equal Justice Society, a special group of forward-thinking supporters who wish to ensure a just future for all people in Delaware. Through their legacy gifts, CCJ Equal Justice Society members send a strong message to the community and their family about the importance of ensuring equal access to justice in our society. Through their example, they inspire others to invest in and advocate for equal justice.
Membership in the CCJ Equal Justice Society is open to everyone who has notified us in writing that they have arranged a gift to the Delaware Community Foundation – Combined Campaign for Justice Endowment Fund. You can notify us today of your intent to name the Delaware Community Foundation – Combined Campaign for Justice Endowment Fund in your estate plan.
What is the Benefit of Joining the CCJ Equal Justice Society?
- Honor Roll recognition on our website and printed materials (If you prefer, we will honor a request for anonymity)
- Invitation to recognition events
How Do I Make a Planned Gift?
There are several options for legacy giving that not only can fulfill your desire to support the CCJ Endowment but that may also provide significant tax and financial benefits to you and/or your heirs. We encourage you to discuss these and other potential avenues for legacy gifts with your financial and/or estate planning advisor.
A Gift in Your Will or Living Trust: Your attorney can include the necessary language in your will, a codicil to your will, or your revocable living trust. Here is suggested language to include in these documents that you should review with your attorney:
I give, devise and bequeath [identify here the specific sum of money, the specific asset or the portion of the residual estate] to: Delaware Community Foundation c/o Combined Campaign for Justice Endowment Fund #CO1711 PO Box 1636 100 West 10th Street, Suite 115 Wilmington, DE 19899 The Delaware Community Foundation federal tax identification number is 22-2804785.
Beneficiary Designations: Make the CCJ Endowment a beneficiary of a bank account, brokerage account, retirement plan, life insurance policy or annuity. Upon your death, assets in these accounts are passed to beneficiaries without going through probate. Although forms will differ from one financial institution to the next, you will need our legal name and address:
Delaware Community Foundation c/o Combined Campaign for Justice Endowment Fund # CO1711 PO Box 1636 100 West 10th Street, Suite 115 Wilmington, DE 19899 The Delaware Community Foundation federal tax identification number is 22-2804785.
Other Ways to Give:
A Gift of Stocks or Bonds: Donate appreciated securities and the CCJ Endowment Fund can receive maximum, immediate value from your gift while you realize income and capital gains tax savings.
An IRA Charitable Rollover: If you are 70 ½ or older, the IRA Charitable Rollover allows you to transfer up to $100,000 in IRA assets to the CCJ Endowment Fund and exclude the distribution from your taxable income. The transfer counts toward your annual Required Minimum Distribution.
A Gift of Life Insurance: There are three typical ways that you can convert a life insurance policy into a legacy for equal justice:
- Name the CCJ Endowment Fund as a beneficiary of your life insurance policy.
- Make the CCJ Endowment Fund the beneficiary and owner of a paid-up policy.
- Make the CCJ Endowment Fund the beneficiary and owner of a policy for which you continue to make premium payments.
Gifts of Property such as Real Estate, Jewelry or Art: By leaving a gift of property to the CCJ Endowment Fund, you’ll not only leave a legacy, but your heirs may realize significant estate tax savings. The Delaware Community Foundation is able to assist with managing complex gifts.
Charitable Trusts: If you have highly appreciated assets or a significant estate, one of several trusts might be an option for you. Aside from providing support for the CCJ Endowment Fund, these trusts can provide substantial benefits to you and your family. Ask your estate planner about these options.
Please call Lisa Lessner at 302-575-0694 for more information about how to make a gift to the Delaware Community Foundation – Combined Campaign for Justice Endowment Fund in your estate plans. This is not professional legal or tax advice. Please consult your professional adviser about the consequences of this gift to your situation.